Jami is Concerned About Not-So Safe Auto

If you watch the TV, and I do, you've probably seen one of the many commercials for a company called Safe Auto. The basic idea here, is that they sell cheap insurance that covers you at the absolute minimum legal amount, and they don't care if you have bad credit or whatnot. This is fine. You found a niche and poor people can drive legally. Yay for all. But lately, they have two new commercials that cause me some serious consternation. In the first one, people are running and diving out of the way of a car careening through a parking lot, as the driver bumps into various things and his passenger (wife?) cringes. The voice over is something along the lines of "Does your bad driving record precede you?" and goes on to explain how even if you've had a bunch of accidents, they'd still like to insure you. The second in this series is a younger looking woman who says "I've had a few accidents. Okay, more than a few. And some speeding tickets as well. But I need my car." And again with the "hey, if you're a crappy driver, we'd still like to write you a policy." No, Safe Auto. Bad! Bad Insurance Company!! Because that girl doesn't need her car, she needs to STOP SPEEDING AND CRASHING INTO THINGS. People with bad driving records, so bad that other insurance companies won't cover them, shouldn't be able to drive legally. Because you know what's out on the street that they might hit next? ME. And my baby. And my husband. You can make the argument that it would be so much worse if they drove (badly) without the insurance because then they'd hit you and not be able to pay and blah blah blah. That's a dumb argument. That's like saying that we should provide condoms to rapists because at least that way the victims will be a little more protected. If you just said "You can't compare driving without insurance to raping someone", you're wrong. Because a bad driver, who has been told they shouldn't be driving because they're so bad that no one will cover them and therefore it's illegal, could kill someone. Murder them as dead as a bullet to the brain and I don't think that's "not as bad". Crime is crime, folks. Just because you didn't mean it doesn't mean the victim pops back to life. So, Safe Auto, you want to help people who get into lots of wrecks keep driving, let me tell you this. You'd better pray hard that one of these idiots you're so keen to insure doesn't injure me and mine, or you're going to be paying more than my medical bills. Because that blood will be on your hands as well as the moron driver and I'll do everything I can to make sure you're held accountable. How funny is your crashing into things commercial then?